I-IntesaSanpaolo kanye ne-Nexi baqinisa umfelandawonye wabo emhlabeni wezinkokhelo zedijithali nezinhlelo zokusebenza ezikhokhayo. Amaqembu amabili ezezimali asungule iSoftPos, isisombululo esivumela abathengisi ukuthi basebenzise i-smartphone noma ithebulethi yabo ukuze bamukele izinkokhelo ezenziwa amakhasimende.
Le nkonzo, etholakala kusukela ngoLwesibili zingama-19 kuSepthemba, izohambisana namakhadi angathintwayo avela kumasekethe amakhulu akhokhelwayo nezinhlelo zokusebenza (i-PagoBancomat, i-Bancomat Pay, i-Visa, i-V-Pay, i-Maestro ne-Mastercard) kanye nezikhwama zedijithali (I-Google Pay, I-Apple Pay, Samsung Pay kanye neHuawei Pay).
Iwuhlelo lokusebenza olukhokhelwayo umthengisi angaluhlanganisa nedivayisi yakhe ngezinyathelo ezimbalwa nje futhi olumvumela ukuthi akhiphe irisidi, ayithumele ngedijithali ekhasimendeni. Ngokungeziwe ezinhlelweni zokuhoxiswa kwamarisidi, isevisi (i-Nexi esisivele yethulile kwamanye amazwe ase-Europe futhi eguqulelwe ngokuqondile ukuze ivumelane nezici zemakethe yase-Italy) ikuvumela ukuthi wamukele izinkokhelo zedijithali ngokuphephile, usebenzisa idivayisi isisetshenziswa nsuku zonke.
Iziqalo eziningi eziphenduke izikhondlakhondla zomhlaba wonke njenge-Google, i-Facebook ne-Airbnb ekuqaleni zahlukaniswa njengezinkampani ezingafani, okusho ukuthi izinkampani eziqalwe zidlule inani lemali elinganiselwa ku-1 bhiliyoni. Lokhu kukhombisa ukuthi ama-startups angaphumelela ngisho nalapho kukhona imidondoshiya eseyikhona. Ukwengeza, iziqalo zivame ukukwazi ukusungula izinto ezintsha nokuzivumelanisa nezimo ngokushesha kunemidondoshiya, okungabavumela ukuthi bathole ingxenye yemakethe.
Kodwa-ke, ama-startups nawo adinga ukukwazi ukuncintisana nama-giants mayelana nezinsiza namandla okutshala izimali, okungaba inselele. Kafushane, ama-startups angaphumelela ngisho nalapho kukhona imidondoshiya, kodwa kufanele akwazi ukusungula izinto ezintsha futhi aqhudelane ngokuphumelelayo ukuze enze kanjalo.
Giuseppe Minervino
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